Mortgage Loan

Unlock the value of your property with our mortgage loans. Get funding up to ₹5 Crore with attractive interest rates starting from 10.5% p.a. and flexible repayment tenure up to 15 years.

Whether you need funds for business expansion, education, medical needs or personal requirements, a mortgage loan offers large funding at lower rates.

What is a Mortgage Loan?

A mortgage loan, also known as a loan against property (LAP), allows you to borrow money by pledging your residential or commercial property as collateral.

A mortgage loan helps you raise substantial funds at relatively low interest rates compared to unsecured loans. You can use the funds for business needs, children's education, wedding expenses, medical emergencies or debt consolidation.

With longer tenures, lower EMIs and higher loan eligibility, mortgage loans are one of the most cost-effective borrowing options available.

Types of Mortgage Loan

Choose from different mortgage loan options based on your financial requirements.

Loan Against Residential Property

Use your house or flat as collateral to raise funds at low interest rates.

Loan Against Commercial Property

Mortgage your shop, office or commercial space to meet funding needs.

Balance Transfer of LAP

Transfer your existing mortgage loan to enjoy lower interest rates.

Top-Up Mortgage Loan

Get additional funds over and above your existing mortgage loan.

Features and Benefits

Discover why a mortgage loan is an ideal choice for large funding needs.

High Loan Amount

Avail funding up to ₹5 Crore based on property value.

Lower Interest Rates

Enjoy attractive rates starting from 10.5% p.a.

Long Repayment Tenure

Tenure up to 15–20 years for affordable EMIs.

Multiple End-Use

Use funds for business, education, medical or personal needs.

High Eligibility

Higher loan eligibility compared to unsecured loans.

Balance Transfer Facility

Switch your loan to get lower EMIs and better terms.

Documents Required for Mortgage Loan

Keep the following documents ready to ensure quick processing of your mortgage loan.

Proof of Identity

  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID
  • Driving Licence

Proof of Address

  • Aadhaar Card
  • Passport
  • Utility Bill (last 3 months)
  • Rental Agreement

Income Proof

  • Bank statements (last 6 months)
  • ITR of last 2–3 years
  • Salary slips (last 3 months)
  • Balance Sheet & P&L (for self-employed)

Property Documents

  • Sale Deed / Title Deed
  • Approved Building Plan
  • Latest Property Tax Receipt
  • Occupancy Certificate
Note: Additional documents may be required based on your applicant profile, property type, loan amount and lender policies. Our advisors will assist you for smooth approval.

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