Gold Loan

Get instant funds by pledging your gold jewellery. Avail loans up to ₹50 Lakhs at interest rates starting from 8.5% p.a. with flexible repayment tenure up to 5 years.

Whether for business needs, medical emergencies, education or personal expenses, a Gold Loan offers quick disbursal, low interest and complete safety of your gold.

What is a Gold Loan?

A Gold Loan is a secured loan where you pledge your gold ornaments as collateral to get quick funds at affordable interest rates.

Gold loans are one of the fastest ways to raise money during financial emergencies. Since the loan is backed by physical gold, lenders offer lower interest rates and minimal documentation.

You can use the loan amount for any personal or business purpose such as education, weddings, medical needs, business expansion or debt consolidation.

Types of Gold Loan

Choose a gold loan option that best fits your needs.

Short-Term Gold Loan

Ideal for meeting urgent short-term financial needs.

Long-Term Gold Loan

Suitable for higher loan amounts with longer tenure.

Overdraft Against Gold

Withdraw funds as needed and pay interest only on used amount.

Bullet Repayment Gold Loan

Repay principal and interest together at loan maturity.

Features and Benefits

Discover why Gold Loan is one of the most preferred secured loans.

Instant Disbursal

Get funds within a few hours of gold evaluation.

Low Interest Rates

Attractive rates starting from 8.5% p.a.

High Loan-to-Value

Get up to 75% of gold value as loan.

Safe Gold Storage

Your gold is stored in high-security vaults.

Flexible Repayment

Choose EMI, bullet or overdraft repayment.

Minimal Documentation

Only basic KYC required.

Documents Required for Gold Loan

Keep the following documents ready for quick gold loan approval.

Proof of Identity

  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID

Proof of Address

  • Aadhaar Card
  • Passport
  • Voter ID
  • Utility Bill

Gold Ornaments

  • Gold jewellery (18–24 karat)
  • Original purchase bill (if available)

Photographs

  • 2–4 passport size photographs
Note: Gold purity, weight and market value will determine the final loan amount. Additional documents may be required based on lender policies.

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