Education Loan

Invest in your future with our education loans. Get funding up to ₹50 Lakhs for studies in India and abroad, with interest rates starting from 9.5% p.a. and flexible repayment tenure up to 15 years.

Whether you are pursuing higher education in India or overseas, our education loans help cover tuition fees, living expenses, travel costs and other academic requirements.

What is an Education Loan?

An education loan is a financial product that helps students fund their higher studies without burdening their families.

Education loans are designed to cover a wide range of academic expenses such as tuition fees, accommodation, books, examination fees, travel expenses and other related costs.

With lower interest rates, longer repayment tenure and tax benefits under Section 80E, education loans make quality education more accessible and affordable.

Types of Education Loan

Choose the right education loan option based on your study destination and course type.

Domestic Education Loan

For students pursuing higher studies in India.

Overseas Education Loan

For students planning to study abroad.

Undergraduate Loan

For students pursuing bachelor’s degree programs.

Postgraduate Loan

For students pursuing master’s degree or MBA programs.

Features and Benefits

Discover why our education loan is a smart choice for your academic journey.

High Loan Amount

Avail education loan up to ₹50 Lakhs.

Low Interest Rates

Attractive rates starting from 9.5% p.a.

Long Repayment Tenure

Repayment tenure up to 15 years.

Moratorium Period

Pay EMIs only after course completion.

Tax Benefits

Claim tax deduction on interest under Section 80E.

Covers All Major Expenses

Includes tuition, accommodation, books and travel.

Documents Required for Education Loan

Keep the following documents ready to ensure quick processing of your education loan.

Student Documents

  • Aadhaar Card / Passport
  • PAN Card
  • Passport-size Photographs
  • Academic Records (10th, 12th, Graduation)
  • Admission Letter from Institution

Co-applicant Documents

  • Aadhaar Card
  • PAN Card
  • Passport-size Photographs
  • Proof of Relationship

Income Proof

  • Bank statements (last 6 months)
  • Salary slips (last 3 months)
  • ITR of last 2–3 years

Other Documents

  • Course Fee Structure
  • Scholarship Letter (if any)
  • Collateral Documents (if required)
Note: Additional documents may be required based on your applicant profile, course type, loan amount and lender policies. Our advisors will guide you throughout the process.
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